HARP Refinancing

HARP Refinancing

HARP stands for Home Affordable Refinance Program.  HARP was designed to enable homeowners to take advantage of our current low mortgage rates in order to obtain a more affordable and stable mortgage loan. In order to qualify for the HARP program the mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.


  • The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009
  • The current loan-to-value ratio must not exceed 125%
  • The person applying must be up-to-date on their mortgage at the time of refinancing and must be in good standing for the past 12 month’s payment history
  • The current mortgage payment must not contain private mortgage insurance
  • Loan must show a benefit to the borrower
  • Owner occupied and investment properties may be eligible for refinance

To check the eligibility, please go to http://www.fanniemae.com/loanlookup or http:// www.freddiemac.com/mymortgage

If you feel you qualify for the HARP program or feel you need a more manageable mortgage program, please click here to contact us or call 813-655-HOME

Serving Tampa, St. Petersberg, Clearwater, Brandon, Bloomingdale, Lake Magdalene, Lutz, New Port Richey, Oldsmar, Palm Harbor, Riverview, Temple Terrace, Town 'n' Country, Valrico, Wesley Chapel, Westchase and the entire Tampa Bay area and state of Florida. 

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American Dream Home Mortgage Inc. | 1219 Millennium Parkway, Suite 132 | Brandon, FL 33511-8178 | (813) 655-4663 floridabestlending.com